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Who Pays? · sources

Chapter 10: If You've Already Signed

4 sources. Checked September 2026.

Every claim in this chapter is traced to the source behind it. Below is each one, numbered as it appears in the book, with a link that opens the original.

  1. Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 (SI 2013/3134), on a 14-day cancellation right for contracts made at a distance, such as by phone or post, or away from a trader's own premises. Book 1's chapter "Don't sign anything yet" covers this right in full, including how it can apply to a care home's self-funding agreement. Whether it still applies to your parent's specific agreement depends on how and where it was signed, and how long ago.
    www.legislation.gov.uk/uksi/2013/3134/contents/made · www.citizensadvice.org.uk/consumer/changed-your-mind/cancelling-a-service-youve-arranged
  2. GOV.UK guidance on NHS Continuing Healthcare, on claims for a Previously Unassessed Period of Care, already cited in "NHS Continuing Healthcare, Properly This Time." A self-funding agreement your parent already signed does not, by itself, prevent this kind of claim.
    www.gov.uk/government/publications/continuing-healthcare-previously-unassessed-periods-of-care/dealing-with-requests-for-assessments-of-previously-unassessed-periods-of-care-from-1-april-2012
  3. Care and Support Statutory Guidance, Annex E, and the notional capital provisions in the Care and Support (Charging and Assessment of Resources) Regulations 2014 (SI 2014/2672) — the same test explained in full in "The Gift That Wasn't." Applying it to a transfer already made uses the same test, not a different one.
    www.gov.uk/government/publications/care-act-statutory-guidance/care-and-support-statutory-guidance · www.legislation.gov.uk/uksi/2014/2672/regulation/22
  4. Care Act 2014, s.70, "Transfer of assets to avoid charges" — already cited in "The Gift That Wasn't" — sets out the separate power a council may use to pursue a recipient of a gift directly, rather than your parent.
    www.legislation.gov.uk/ukpga/2014/23/section/70

Sources for the other chapters are listed at ageingparent.co.uk/sources/who-pays. Free guides on the topics in this book are at ageingparent.co.uk.